Build Your Business Faster with ESP
An Effective and Efficient D2C Financing Program to Help Increase Revenue in Your Business or Practice
An Effective and Efficient D2C Financing Program to Help Increase Revenue in Your Business or Practice
Start Offering Financing to Your Customers in as Little as 24 Hours or Less!
ESP is all those and much more! ESP impacts your bottom line by maximizing your ability to obtain new business . You and your team will close more sales, enroll more patients and win more bids!
ESP is the ultimate lender community. ESP, Direct-to-consumer financing is ideal to help you grow revenue in a quick and cost-effective way. ESP is the perfect compliment to a traditional point of sale lending program or a great way to get started with a financing program. Loans are given to borrowers directly, so consumers can pay merchants upfront and repay lenders over time.
Get Started Today! We Have Powerful Plans for Any Sized Business!
Your customer wants to purchase your goods or service but needs a loan for low payment options.
One simple app. You can send link or assist the borrower/customer complete application..
Soft Credit Pull! Your Customer’s credit score will not be affected when prequalifying for financing offers.
Lenders send offers, your customer picks best loan fit.
You can see all offers in your custom portal and help the borrower /customer move forward with the loan.
Your customer receives the funding and pays you.
ESP lending platform connects merchants, lenders, and consumers together to provide a way for your customers to pay over time for your goods and/or services. Its easy to learn, with minimal merchant involvement.
Add it to your custom waterfall. One app for both Direct-to-Merchant Lenders and Direct to Consumer Lenders .
Grow revenue to reach Direct to Merchant Lender minimum revenue levels. Assist customers with an easy payment plan to overcome “I cannot afford it ” .
Your customers win with super low payments at competitive rates .
| Merchant Direct | ESP Consumer Direct (Basic) | ESP Consumer Direct (Advanced) | ESP Consumer Direct (Premium) | ||
|---|---|---|---|---|---|
| Funding | Merchant receives funds directly from lender. | Consumer+C2:C18 receives funds directly from lender and merchant collects payment. | Invoicing system coming soon | Invoicing system coming soon | |
| Minimum Qualifications | $2,000,000 annual revenue, other stips and qualifying vertical | __ | __ | __ | |
| Financing Amounts | Up to $100k | Up to $100k | Up to $100k | Up to $100k | |
| Cost | No monthly minimums lenders charge fees for program access. | $99 / Month | $149 / Month | $599/mo | |
| Platform Fee (% of amount funded to you) | 3% | 5% | 4% | 3% | |
| Number of User Accounts | Unlimited | 1 | 5 | Unlimited | |
| Number of Locations | Unlimited | 1 | 1 | 2 | |
| Lenders Available | Point-of-sale and direct -to-consumer | Direct-to-consumer | OTC | OTC | |
| Mobile App | Coming Soon | Coming Soon | Coming Soon | Coming Soon | |
| Company Branded Payment Options | __ | __ | __ | __ | |
| Customer Service Support | ü | ü | ü | ü | |
| Digital Invoicing | ü | __ | ü | ü | |
| Lead Capture | ü | __ | __ | ü | |
| Payments Calculator | __ | __ | __ | __ | |
| Financing StatusTracking | ü | ü | ü | ü | |
| Integration with Accounting System | Optional for fee | Optional for fee | Optional for fee | Optional for Fee | |
| Promotional Web Banners | __ | __ | ü | ü | |
| Premium Homeowner Support | ü | __ | __ | ü | |
| Payment Collection | N/A | __ | __ | ü | |
| Company-branded Portal and Invoicing | Coming Soon | __ | __ | ü | |
| Quoting / Proposal Tool | Coming Soon | __ | __ | ü |
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